Question 1

Is access to my accounting data really read-only?

Accepted Answer

Yes. Composenz connects to each company's QuickBooks or Xero through OAuth with read-only scope, so the software can read your ledgers but cannot create, edit, or delete anything in them. You can revoke that access at any time from your QuickBooks or Xero settings, and the connection ends immediately.

Question 2

Can Composenz move, withdraw, or touch my money?

Accepted Answer

No. The software never connects to a bank, payment processor, or any system that moves funds, and the read-only accounting connection carries no permission to initiate a transaction. Composenz reads figures to consolidate them; it cannot move a dollar.

Question 3

Where are my access tokens stored, and are they ever exposed?

Accepted Answer

Your OAuth tokens are encrypted at rest and in transit, and they are never written to logs. They are used only to read the data needed to build your Monday Brief, and revoking access in QuickBooks or Xero invalidates them immediately.

Question 4

Is my data isolated from other groups using Composenz?

Accepted Answer

Yes. Each group's data is isolated, and your figures are only ever used to produce your own consolidation and Monday Brief. Data is encrypted in transit and at rest at all times.

Question 5

Does the software ever change a number on its own?

Accepted Answer

No. The engine computes every figure deterministically from your source ledgers, including the intercompany eliminations, and the narrative only explains those figures, never invents or recalculates one. Every number in your Monday Brief carries a receipt that traces it back to its source.

Question 6

What if my entities use different charts of accounts?

Accepted Answer

They almost always do, and that is expected. Composenz maps each entity's accounts to a common group structure, so a line means the same thing across the portfolio without anyone re-coding their books. The mapping is visible and auditable, so you can see exactly how each source account rolls up.

Question 7

How are intercompany transactions eliminated?

Accepted Answer

The engine identifies matching balances between entities in your group, such as a loan one company books as a receivable and another books as a payable, and removes them so the consolidated figures are not double-counted. These eliminations follow deterministic rules, not estimates, and each one is itemized so you can see what was removed and why.

Question 8

Do you support multiple currencies?

Accepted Answer

Yes. When entities report in different currencies, the engine converts each to your chosen reporting currency before consolidating, and the rate applied to every figure is recorded. Because the conversion is part of the traceable calculation, you can follow any consolidated number back to the original amount and rate.

Question 9

What exactly is the Monday Brief?

Accepted Answer

The Monday Brief is one weekly report covering your whole group: the consolidated numbers, a plain-language narrative of what changed and what it means, and a receipt tracing every figure to its source entity and ledger. It is delivered weekly, and your first Monday Brief is free, with no card and no call.

Question 10

How do I know a number is right?

Accepted Answer

Every figure in the Monday Brief carries a receipt that traces it back through the consolidation to the specific entity and source ledger entry it came from. The engine performs all calculations from your read-only QuickBooks and Xero data; the narrative only describes figures the engine has produced and can trace, and never computes a number on its own.

Question 11

Where do the numbers come from?

Accepted Answer

They come directly from each company's QuickBooks or Xero, connected read-only through OAuth and revocable at any time. Composenz reads your existing ledgers, consolidates and eliminates inside the engine, and never writes back to or changes your books.

Question 12

Is the first Monday Brief really free?

Accepted Answer

Yes. Your first Monday Brief is genuinely free: you connect read-only, the engine consolidates your own group, and you receive one real brief on your actual numbers at no charge. You only pay if you want the briefs to keep coming each week.

Question 13

Do I need a card or a call to start?

Accepted Answer

Neither. The first brief requires no card and no call — you connect read-only and see the result on your own group before deciding anything. A card is needed only when you choose to keep the weekly briefs coming.

Question 14

What counts as an entity?

Accepted Answer

An entity is one connected accounting file — one QuickBooks company or one Xero organization. A holding made up of an operating company, a property company, and the holdco itself counts as three entities.

Question 15

Can I cancel anytime?

Accepted Answer

Yes. Billing is monthly and you can cancel anytime from the app, effective at the end of the current billing period, with no cancellation fee. Every paid plan is also covered by a 30-day money-back guarantee from the first charge.

Question 16

How do the tiers work?

Accepted Answer

Every plan ships the full product — only the number of entities changes: Starter at US$249/mo covers up to 3 entities, Growth at US$399/mo up to 6, and Portfolio at US$699/mo up to 15, with additional entities at US$49/mo each. Paying annually saves 20%, and the first ~10 groups can lock Founding pricing at US$149/mo for the lifetime of the account.

Question 17

Are there per-user fees or hidden add-ons?

Accepted Answer

No. Pricing changes only with the number of entities — you can invite your operators, your accountant, and your lender contact at no extra cost. There are no per-seat charges and no sales call to unlock features.

Question 18

How long does it take to connect my companies?

Accepted Answer

Connecting is a guided, read-only sign-in through each company's official QuickBooks or Xero login, repeated once per entity, and most owners finish the whole group in a single sitting. Your first verified Monday Brief follows shortly after the last company is connected. No spreadsheets, no data uploads, and nothing is written back to your books.

Question 19

Can I have both QuickBooks and Xero companies in the same group?

Accepted Answer

Yes. You can connect some companies through QuickBooks and others through Xero, and the engine reads from each set of books unchanged and consolidates them into one group with intercompany eliminations applied across both. Every figure in your brief still traces back to its source ledger.

Question 20

Does my accountant need to be involved to set this up?

Accepted Answer

No. You can connect every company yourself with read-only access, and your accountant keeps doing exactly what they do today. If you prefer, you can invite them in as a collaborator, but it is never required to get your first brief.

Question 21

What happens when I disconnect a company?

Accepted Answer

You can revoke a company's read-only access in one click, at any time, from inside the app or directly in QuickBooks or Xero. Once revoked, the software can no longer read that company's books, and you can request removal of its data. The remaining companies stay connected and your group simply recalculates without it.

The questions owners actually ask.

Trust & security

The product

Pricing & billing

Getting started

See your whole group consolidated by Monday.